The above savings calculator is for illustrative purposes only and represent potential savings from utilising the An Post Money Credit Card 0% Balance Transfer offer for 12 months*. It does not include transactions that may be carried out on the An Post Money Credit Card.
Pay 0% interest on your Balance Transfer for a year.
Switch your credit card today and get Ireland's best balance transfer offer*.
Classic Credit Card benefits
0% interest on balance transfers
Transfer your existing credit card balance and pay no interest on it for 12 months*
Money transfer - flexible funds
Transfer from your An Post Money Credit Card to your current account when you need it, wherever you are, fee free**
Interest-free credit
Get up to 56 days interest free if you pay your bill on time and in full each month
Fully Online Application
Applying for a credit card is a quick and simple process.
Cardholders
You can add up to 3 free additional cardholders.
Purchases
Pay off your purchases at 22.9% APR - Annual percentage rate.
Balance Transfer Savings Calculator
Balance Transfer Savings Calculator
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Apply Now
Apply online or by calling our dedicated team on 01 9456714 (8am - 8pm Monday to Friday, and 8am - 2pm Saturday excluding Bank Holidays).
Your Credit Card app is here!
- View your balance and transactions details
- Approve online purchases
- Get alerts for activities on your card
- Freeze/unfreeze your card instantly
- Make a payment to your account with a debit card
- Set up Apple Pay or Google Pay
Fast track your Credit Card
To apply, you will need to upload the following to the Document Hub.
Additional details may be required.
Proof of Identity
Such as Passport / Driver's Licence
Proof of Address and Income
Such as a utility bill and up to date bank statement
Proof of PPS number
Such as a recent payslip
Understanding your card
Representative example: Assuming a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments.
Credit card type | Variable interest rate | APR interest | Government stamp duty | Total cost of credit | Total amount repayable |
|---|---|---|---|---|---|
Classic | 16.8% | 22.9% | €30.00 | €166.50 | €1666.50 |
Things to know
Flex Credit Card
Find out about the benefits that come with our Flex Credit Card such as 0% interest on purchases for 9 months*
Get in touch
If you have any questions about our credit card or your application, please contact our customer service team.
Are you an existing Credit Card customer?
Login to your online banking account to manage your Credit Card account
Warning: If you do not meet the repayments on your credit agreement your account will go into arrears. This may affect your credit rating which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
*Information correct as of 5th April 2024 and not subject to salary restrictions, source CCPC.ie. Standard variable rate will apply once the balance transfer promotional period ends.
**The interest rate on money transfers is same as the purchase rate on your card and you can transfer from €100 up to 95% of your credit limit.
The An Post Money Classic Credit Card is issued by Avantcard DAC pursuant to license by Mastercard International Incorporated.
Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland. An Post acts as a credit intermediary on behalf of Avantcard DAC, who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by The Competition and Consumer Protection Commission.