Get a great fixed rate loan today!
Make your money matter more with a loan from An Post Money. Find the right option for you with our handy calculator.
Aisíocaíochtaí ar iasacht de
over
bheadh
€
in aghaidh na míosa
Ráta seasta úis ó % APR
Méid iomlán inaisíoctha €
Based on a €5,000 fixed rate loan over 3 years, the monthly repayments would be €156.91. The rate would be 8.1% fixed nominal interest rate. The Annual Percentage Rate (APR) would be 8.4%. The total cost of credit would be €648.85. The total amount repayable would be €5,648.85.
Based on a fixed rate loan
over , the monthly repayments would be €. The rate
would be % fixed nominal interest rate. The Annual Percentage Rate (APR) would be %. The total cost of credit would be €. The total
amount repayable would be €.
Why An Post Money Personal Loans?
Low fixed rates
Budget with confidence, with equal repayment amounts every month
Borrow on your terms
Loans from €5,000 - €75,000 and repay over terms from 1 to 10 years
No hidden fees
No set-up or early repayment charges
Fully online loan application
Applying for your loan is a quick and simple process
Quick approval in principle
Eligibility approval is available in seconds
Speedy drawdown
If your loan is approved, the funds can be in your account as quickly as the next business day
Fully online loan application
Our online application form is quick and simple.
To apply, you will need to upload the following to the Document Hub:
Proof of Identity
Passport / Driving Licence
Proof of Address and Income
Utility bill or up-to-date bank statement
PPS number
Recent payslip
Ready to apply?
Apply online or call our dedicated team on 01 9456715 (8am - 8pm Monday to Friday, and 8am - 2pm Saturday excluding Bank Holidays).
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Looking for a small loan?
If you’re looking to borrow less than €5,000 why not apply for one of our An Post Money Credit Cards. Choose between Classic and Flex and avail of our great features.
Apply for a Credit Card
Apply for a Credit Card
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Looking for a promo code?
Did you know, if you are applying for a Personal Loan, you get a free €15 One4all Gift Card upon drawdown?
All you need to do is enter a promo code when applying. Find the promo code linked to your local post office.
Personal Loan Promo Code
Personal Loan Promo Code
Check out our great fixed rates
| Loans from |
Fixed interest rate |
APR* |
|
€20,000 - €75,000
|
7.1% - 15.7%
|
7.3% - 16.9%
|
|
€5,000 - €19,999
|
7.9% - 18.3%
|
8.2% - 19.9%
|
Handy Representative Example for you:
On a €20,000 loan over 5 years, at a fixed rate of 7.1% (7.3% APR) you will pay €396.97 a month. The total cost of credit would be €3,818.10 and the total amount repayable would be €23,818.10.
| Chun iarratas a dhéanamh ar iasacht, ní mór duit a bheith os cionn 18 agus i do chónaí i bPoblacht na hÉireann. Iasacht neamhurraithe í an iasacht phearsanta agus tá sí faoi réir ag do chumas í a aisíoc, do phróifíl airgeadais agus seiceáil chreidmheasa. |
Nuair a ghlacann tú grianghraf den chruthúnas ar sheoladh, bíodh an leathanach iomlán le feiceáil go soiléir. Cinntigh nach bhfuil an íomhá doiléir ionas gur féidir linn do sheoladh a fhíorú.
Cruthúnas ar Ioncam
Chun d'ioncam a fhíorú is gá dúinn na ráitis bainc is déanaí a fuair tú a fheiceáil, don chuntas a n-íoctar d'ioncam isteach ann. Ba cheart d'ainm agus do sheoladh a bheith ar taispeáint orthu. Is féidir ráitis bainc a íoslódáil mar PDF ar láithreán gréasáin gach bainc, ar gach gléas.
Más duine féinfhostaithe tú, is féidir leat d'fhoirmeacha um measúnú cánach le dhá bhliain anuas a úsáid. Is féidir na doiciméid sin, nach mór tuairisceáin chánach agus foirmeacha um ghlacadh ó na Coimisinéirí Ioncaim a bheith san áireamh leo, a fháil ó do chuntasóir nó ó na Coimisinéirí Ioncaim.
I gcás nach n-íoctar d'ioncam isteach i do chuntas, is féidir leat úsáid a bhaint as grianghraf nó PDF den duillín pá, admháil leasa shóisialaigh, ráiteas pinsin nó deimhniú cánach is déanaí a fuair tú.
Níl aon táille bhunaithe i gceist lenár n-iasachtaí. D'fhéadfadh táillí agus pionóis a bheith i gceist i gcásanna áirithe, mar shampla má theipeann ort íocaíochtaí a dhéanamh.
Is próiseas ar líne é an próiseas iarratais agus ní féidir doiciméid a uaslódáil ach tríd an Ionad Doiciméad agus sin amháin. Ná seoltar doiciméid tríd an bpost. Ceadaigh an treoir maidir le doiciméid a uaslódáil ar líne.
Is féidir leat aisíocaíochtaí uathoibríocha ar d'iasacht a dhéanamh le dochar díreach, de réir théarmaí do chomhaontaithe iasachta.
Má tá íocaíocht dhéanach á déanamh agat, is féidir leat do chárta dochair a úsáid, ach glaoch orainn ag 0818 205 410.
Íoslódáil sainordú dochair dhírigh más gá duit dochar díreach nua a chur ar bun nó dochar díreach atá ann cheana féin ar do chuntas iasachta a athrú.
Still have questions?
Get answers to some of the most frequently-asked questions about An Post Money Loans or get in touch with our customer service team to help with your application.
Read the FAQs
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
*Information correct as of 4th September 2024. Source CCPC.ie Lending criteria T&Cs apply. Rate is dependent on your financial profile and credit history.
An Post trading as An Post Money is authorised as a credit intermediary by the CCPC. An Post acts as a credit intermediary on behalf of Avantcard DAC who provide loan and credit card services and facilities. Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland.