Sustainable living made easy

Enjoy a warmer more cost efficient home. Improve your energy efficiency, save on bills and help the environment with a home energy upgrade or an electric car.

Green Home Improvement Loan Electric Car Loan

Go green with An Post

Transform your home

Manage your home energy upgrade yourself. Get grants up to 50% and pay with a great fixed rate green loan - borrow from €5,000 to €75,000. Loan approval is valid for 12 months*.

Get a green home improvement loan

Buy an electric car

Apply for Ireland’s lowest fixed rate loan for new electric cars, make your transition to an electric car today with loans from 6.9% APR over €20k.

Get an electric car loan

Green Loan Checklist

 

  • You will need to provide proof that over 50% of the loan value was used to complete works availing of SEAI Home Energy Grant(s).
  • The SEAI Declaration of Works document will be required to finalise your loan.

    If you require funding before your works commence or are not availing of SEAI Home Energy Grants, check out our competitive standard Home Improvement loan. 

Not planning energy upgrades?

Calculate green loan repayments

€ €
 year

Repayments on a loan of over would be

€ per month

Ready to move on?

Our interest rates

Loans fromFixed interest rateAPR
€5,000 - €9,9999.1% - 12.2%9.5% - 12.9%
€10,000 - €19,9997.3% - 11.3%7.5% - 11.9%
€20,000+4.8% - 10.9%4.9% - 11.5%



 

Green Top Tips

 

  • Check out our top tips on how to improve your home energy efficiency, save on bills and help the environment.

Read more

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

*Approval is valid for 12 months if there is no material change to the information you have provided for this application. Information correct as at 4th September 2024. Source: CCPC.ie. Lending criteria, T&Cs apply. Rate is dependent on your financial profile and credit history. Maximum APR (Annual Percentage Rate) is 12.9%. Minimum loan term is 1 year and maximum term is 10 years (Green Loan only) On a €20,000 loan over 5 years, at a fixed nominal rate of 4.8% (4.9% APR) you will pay €375.59 a month. Total cost of credit €2,535.69. Total amount repayable €22,535.69. 
An Post trading as An Post Money is authorised as a credit intermediary by the CCPC. An Post acts as a credit intermediary on behalf of Avantcard DAC. Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland.