Pay 0% interest on your Balance Transfer for a year.

Níl aon táillí bunaithe ann dár gcártaí creidmheasa. I gcúinsí áirithe, mar shampla má chailltear íocaíochta, féadfar táillí agus pionóis a chur i bhfeidhm.

Le hiarratas a dhéanamh ar chárta creidmheasa ní mór duit a bheith os cionn 18 mbliana agus i do chónaí i bPoblacht na hÉireann.

The quickest and easiest way to set up or amend your direct debit is by using our Credit card online direct debit mandate provided by our third-party partner, DocuSign.
 
DocuSign is a company that provides corporations and individuals with electronic services in document management. It allows people to put their digital signatures on documents, such as contracts and agreements, using its secure technology. Entities that use DocuSign's services can authenticate entities, individuals, documents, and workflow, along with user identity management electronically. For more information, please read Privacy Notice | DocuSign.

Once you have completed the form you will receive a confirmation email with the document attached. Please note the following:

• It can take some time for your new direct debit to be active and ready to take payments from your bank account. In the meantime, you may need to make an additional payment if your direct debit isn’t set up in time for your payment due date. You can use your debit card to make it, by calling us on 0818 205 410. 
• If you have multiple credit card accounts with us, you must fill in a direct debit mandate for each account.
• Direct debits cannot be set up from a savings account. 
• If you are setting up the direct debit from a joint account and both signatures are required, you must download the credit card printable direct debit mandate, print it, have both parties sign the mandate, and return it to us by post. 
• If you do not wish to fill the form out electronically, you can download the credit card printable direct debit mandate, print it, sign it and post it back to us.
• You cannot set up a fixed direct debit, you must set up to pay either the full monthly balance or the minimum monthly balance that is due.

Déantar an t-iarratas ar líne agus ní féidir cáipéisí a uaslódáil ach trínár nIonad Cáipéisí. Ná postáil do cháipéise: seiceáil ár dtreoir maidir le hiad a uaslódáil ar líne.

Beidh na rátaí úis a bhaineann le do chárta creidmheasa sonraithe ar do ráiteas míosúil.

Beidh ort gach faisnéis maidir le gach cíos agus morgáiste atá agat faoi láthair a áireamh.

Chun an fhaisnéis ar do thuarascáil creidmheasa a fheiceáil is féidir leat cóip a iarraidh ag www.centralcreditregister.ie

Níl muid ag glacadh le comh-iarratais faoi láthair ach is féidir leat ioncam ó bhall eile den teaghlach a chur ar d'iarratas lena dtoiliú. Má dhéanann tú é seo, beidh a gcáipéisí pearsanta siúd uainn chomh maith.

Is córas sábháilte é an Príomh-Chlár Creidmheasa  (CCR) chun faisnéis a bhailiú ar iarratais creidmheasa agus ar chomhaontaithe creidmheasa de €500 nó níos mó.

Tá sé in úinéireacht agus á bhainistiú ag Banc Ceannais na hÉireann. Roinnimid do chuid faisnéise leis an CCR, agus úsáideann siad sin é chun tuarascálacha aonair creidmheasa a chruthú.

Is leis an mBanc Ceannais an fhaisnéis a choinnítear ar an CCR agus is é an rialaitheoir sonraí faoi na hAchtanna um Chosaint Sonraí. Tá sé de cheart agat do thuarascáil creidmheasa a iarraidh, saor in aisce, ag aon am agus faoi réir úsáide cothrom.

Faigh breis eolais faoin tionchar atá ag an CCR ar d'iarratas ar chárta creidmheasa.

Is féidir leat suas le triúr eile den teaghlach a chur le cuntas do chárta creidmheasa saor in aisce agus gheobhaidh gach duine díobh a chárta féin