A guide to planning and budgeting for a holiday!

16 May 2024

Holiday season is almost here and what does that call for? A break! But before you jet off to your dream destination, there's the small matter of planning to take care of. Don't worry, with a bit of organisation and some handy tips, you'll be well on your way to a stress-free holiday in no time. So, grab your travel checklist and let's dive in!

Assess your spending capability 
Before you dive into destination research or flight bookings, take a moment to assess your finances. Evaluate your income, savings, and ongoing expenses  to determine how much you can put aside for your holiday fund. Be realistic about what you can afford, considering both immediate costs and long-term financial goals.

Budget your expenses 
Create a detailed breakdown of all potential holiday expenses. Start with the big-ticket items like transportation and accommodation, then move into smaller categories such as meals, activities, and shopping. Anticipate additional costs like travel insurance, visa fees, and emergency reserves to cover unexpected situations. Sign up for An Post rate alerts so that you know when to purchase currency at your preferred rates.

Keep aside emergency funds
Prepare for the unexpected by setting aside a portion of your budget for emergencies. Create a safety jar to cover unforeseen expenses like flight delays, medical emergencies, or unexpected fees. Having a financial buffer will provide peace of mind and reduce stress during your travels.

Pack wisely
Packing can often be the most stressful part of holiday planning. Make a list of essentials, including clothing, toiletries, and any necessary travel documents. And of course, don't forget to pack your     An Post Currency Card , powered by Mastercard®. It can load and hold money in 15 different currencies and comes with handy safety features like 24/7 global support and instant freezing options if your card is lost or stolen. The ability to access emergency cash up to the value loaded on your card, makes it the ultimate travel companion. 

Sort Important Things
As your trip draws closer, make sure you have all the essential items sorted. Double-check your tickets, passports, visas, and any other travel documents to avoid any last-minute headaches. And when it comes to money matters, don’t forget to get travel money so you can have a stress free holiday!

With these stress-free tips and tricks in hand, you're well-equipped to plan the perfect holiday getaway. So, pack your bags, and get ready to create unforgettable memories that will last a lifetime. Happy travels!