Things to Know
There are no set-up fees with our credit cards. In certain situations, for example missed payments, fees and penalties may apply.
A Government stamp duty fee of €30 will be applied to your credit card annually.
A Government stamp duty fee of €30 will be applied to your credit card annually.
To apply for a credit card, you must be over 18 and a resident of the Republic of Ireland.
Once you’ve applied for a credit card, we will evaluate your ability to repay and your financial status. We will then recommend a credit limit based on your individual situation.
You must send one piece of photographic evidence that is up-to-date. We accept any of the following:
Passport – please make sure that when you take a photo of your passport, pages three and four are both clearly visible
Driving licence – you can use either the old paper licence or new card format but please make sure your name, photo and expiry date are clearly visible
Immigration or Garda age card - please make sure that the photo you take of your card clearly shows your name, photo and expiry date
Passport – please make sure that when you take a photo of your passport, pages three and four are both clearly visible
Driving licence – you can use either the old paper licence or new card format but please make sure your name, photo and expiry date are clearly visible
Immigration or Garda age card - please make sure that the photo you take of your card clearly shows your name, photo and expiry date
The application process is an online one and documents can only be uploaded through our Document Centre. Please don't post your documents but check out our guide to uploading them online.
The interest rates that apply to your credit card will be detailed on your monthly statement.
You need to include information about all rents and mortgages that you currently have.
To see the information on your credit report you can request a copy at www.centralcreditregister.ie
We don’t accept joint applications at this time but you can include income from another household member in your application, with their consent. If you do this, we will require their personal documents as well.
The Central Credit Register (CCR) is a secure system for collecting information on credit applications and credit agreements of €500 or more.
It is owned and operated by the Central Bank of Ireland. We share your information with the CCR, which uses it to create individual credit reports.
The Central Bank owns the information held on the CCR and is the data controller under the Data Protection Acts. You have a right to request your credit report, free of charge, at any time and subject to fair usage.
Find out more about what the CCR means to your credit card application.
It is owned and operated by the Central Bank of Ireland. We share your information with the CCR, which uses it to create individual credit reports.
The Central Bank owns the information held on the CCR and is the data controller under the Data Protection Acts. You have a right to request your credit report, free of charge, at any time and subject to fair usage.
Find out more about what the CCR means to your credit card application.
You can add up to three additional family members to your credit card account for free and they will each receive their own card.
